The SMSF loan market is forever changing. Banks and other non bank lenders are often moving in and out of the market. Knowing where to go to get the best interest rate and loan terms is critical when managing the SMSF lending landscape.
If you are either looking for a new loan for your SMSF, or to refinance your existing SMSF loan, we have the right people to do the job for you.
Our SMSF lending team have access to a diverse range of SMSF lenders, including non-bank lenders.
We will calculate your borrowing capacity to determine how much your SMSF can borrow. We will work with the SMSF lenders to obtain pre approval for SMSF loans for residential investment properties or commercial.
We will also work with our ABC Super department to ensure you have the required structures to enable your SMSF to borrow.
By having all of your SMSF affairs under one roof makes managing your SMSF easier.
How does borrowing in my super fund work?
Borrowing within an SMSF is more complex than borrowing for an investment property or on your family home. Overall, the process is fairly similar, however, when you seek out finance for an SMSF, it needs to be done under a Limited Recourse Borrowing Arrangement (LRBA).
LRBAs are a special structure that enables SMSFs to borrow money for the purpose of investment and therefore are the only avenue in which you can borrow within your fund.
How do I know which SMSF Loan is right for me?
Thankfully, at ABC Financial we are experts in SMSF loans and can assist you throughout the entire process to ensure that your loan structure is the best set up for your needs and strategy.
SMSF Services
Whether you’re looking to refinance your SMSF loan or need finance to buy a property investment in super, our experienced team of SMSF service providers can help.
Contact us and speak to one of the team today – they would be delighted to answer any questions you may have.